Personalized Investment Advice For Washington Plan 3, DCP & 403b Plans

The Only Investment Advice System Designed For All Of Your Washington Retirement Accounts

9 Reasons Why You NEED this:

Features Of Our DIY Investment Service

1. Specific Investment Recommendations

Get personalized investment recommendations based on your risk level & preferences

2. Portolio Adjustment Alerts

Stay up-to-date with market trends and receive timely guidance for necessary portfolio adjustments.

3. Future Contribution Guidance

Future contributions are money you add to your savings each time you get paid. We keep an eye on the market every month and try to guide you to invest this money in opportunities that offer good value.

Benefits Of Professional Financial Advice

Maximize Returns

Industry studies show that professional financial advice can add between 1.5% and 4% to portfolio returns over the long term.

Save Time

With a customized investment plan, you can save valuable time by leveraging the expertise of our financial advisors.

Reduce Risk

Expert guidance ensures that your investment decisions are well-informed, helping you mitigate risks and navigate market volatility.

How Does This Work?

Get Started In 5 Steps

Step 1 – Sign Up

Create an account and select which retirement accounts you need investment advice on.

Step 2 – Login In & Select Portfolio

Once your account has been created you will receive your login credentials and will be able to select your desired risk level and portfolio type. We have a guide to assist with this decision.

Step 3: Receive Recommendations

Based on risk level, portfolio type, and personal investment preferences you’ll receive customized investment recommendations.

Step 4- Place Trades

Login to your DRS or 403b account and place the trades as given. We have step-by-step guides and videos on how to do this so you can be confident even as a beginner.

Step 5 – Monitor & Adjust

We will notify you when adjustments are recommended by our experts.

Pricing Options

30 Day Free Trial





Doesn’t DRS already help me with my investments?

Nope! Neither DRS nor VOYA have any licensed advisors on hand to provide you with any type of investment advice.

Can’t I Just Use A Target Date Fund?

Yes, you could. However, Target date funds often don’t take on enough risk earlier in your career which could leave lots of money on the table or they leave you with too much risk when your reach your retirement age.

Target Date Funds are generic products created for the masses. Your retirement situation is unique to you and your investment lineup should be no different

Doesn’t my advisor already help me with this?

If they are actively sending you investment recommendations EVERY quarter on your plan 3 or DCP plans and telling you at the beginning of each month where to invest your next contribution then you are all set.
If that isn’t the case then they aren’t really helping you with this and you should consider enrolling to get help in this important area.

I have a financial advisor, can’t I just get recommendations from them?

You could. But if they aren’t already doing that chances are they don’t provide that service. Most advisors aren’t allowed to advise on these accounts due to their firm’s policies.

It’s also likely that have no idea what your investment options are let alone give you consistent updates on how to allocate your investments in all of your different retirement accounts

Why do i need advice if retirement is so far away?

The earlier you start taking your retirement seriously the better your future will be. If getting investment advice is able to  improve your investment performance by just 1% a year that could add tens of thousands of dollars to your retirement over the long run.

Doesn’t the fund manager already trade investments for us?

Fund managers are only in charge of managing their own funds and keeping it inline with their benchmarks. They aren’t in charge of your personal portfolio.

Can I get advice on more than one account?

Yes, you can receive advice on as many Plan 3 or DCP accounts as you want. The cost for each additional plan is $25/ month.

Example: You have a TRS 3 and a DCP plan you want advice on and your spouse has a 401k then the cost would be $75/month.  (3 accounts x $25/month = $75)

Could I add my spouses 401k plan so they can also get advice?

Yes, for an addtional fee we can provide advice on any account that you need advice on including 401k, 457 & 403b accounts.

How much does this cost?

After the 30 Day Free Trial it’s $25/ Month per account. You can save by switching to a Quarterly or Annual plan. You also can cancel at anytime

How much can I save 403b fees?

Most 403b plans have an admin or advisory fee Ranging from 1%-2% a year.
So an account with $50,000 would cost you $500 – $1,000 each year.
At just $249 a year, you would save $250 – $750 each year in fees alone.
That is $2,500 to $7,500 over just 10 years.

Is it worth the investment?

If you feel that you could either earn more than our fee in the next year by getting professional advice on your investments or the value of time, energy, and stress is worth more than the cost then this would be a great investment.

To put this in perspective $300/year for advice on a $300k account is equivalent to a .10% fee.

DRS currently charges .14% in admin fees while providing no advice.

The stock market on average moves .25% a day.

The average robo advisor charges .25% a year.

The average advisor charges 1% -2% a year or $3,000 – $6,000 in this case.